Website: https://www.ramseydualbrokerhomesearch.com

Effective Date: November 10, 2026

Last Updated: November 10, 2026

1. Introduction

This Privacy Policy explains how Brian Patrick Ramsey ("we," "us," or "our") collects, uses, shares and protects personal information through https://www.ramseydualbrokerhomesearch.com (the "Website"). It also explains your choices and rights. By using the Website, you acknowledge this Privacy Policy. Please also read our Terms of Service at https://www.ramseydualbrokerhomesearch.com/terms-of-service.

Brian Patrick Ramsey is an Arizona real estate broker with Equity Star Realty and a mortgage professional with Barrett Financial Group, L.L.C. ("Barrett"). If you apply for a mortgage loan, Barrett's own privacy notice will also apply to the information collected in that process.

2. Information We Collect

Information you give us

You can browse and search listings without giving us your name or contact information. We collect personal information only when you choose to submit it, through these features:

• Home value request ("What's Your Home Worth?"): property address, city, ZIP code, approximate square footage, number of bedrooms (optional), full name, email address and phone number (optional).

• Request Info or a Showing (on listing pages): full name, email address, phone number (optional), your message, and the property (address and listing identifier) you asked about.

• Email updates ("Get Market Updates" / newsletter): email address.

• Direct contact: any information you include when you call, text or email us.

The Website does not currently offer user accounts, logins, saved searches or saved favorites that are stored on our systems. Please do not submit Social Security numbers, bank or account numbers, or loan documents through the Website's forms.

Information collected automatically

When you visit the Website, we and our service providers automatically collect certain information, including:

• device and browser information (such as browser type, user agent, operating system and preferred language);

• approximate location inferred from your device time zone or IP address (country or region, not precise GPS location);

• IP address, which our hosting and security providers process to deliver and protect the Website;

• usage information, such as pages and listings viewed, search terms and filters used (for example city, price range, beds, baths and home type), links and buttons clicked, time on page, referring website, and errors or page performance measurements;

• campaign and referral information included in the link you used to reach the Website, such as UTM parameters and advertising click identifiers (for example from Google, Microsoft, Meta, TikTok, X or LinkedIn links); and

• a short-lived session identifier stored in a cookie or your browser's storage.

Information from other sources

Property listing information on the Website comes from the Arizona Regional Multiple Listing Service (ARMLS) and listing brokerages. Home value estimates are calculated from the property details you provide and MLS data about comparable properties.

3. How We Use Information

• to provide the Website, show listings and market information, and run searches;

• to prepare and deliver your home value estimate and follow up with a more detailed report or guidance if you requested or agreed to it;

• to respond to your requests for information or showings and to contact you about the properties, real estate services or, if you ask, mortgage services you inquired about;

• to send email updates you subscribed to (you can unsubscribe at any time);

• to manage our contacts and follow-up, including in a customer relationship management (CRM) system (Follow Up Boss), as well as our own secure lead dashboard on the Website;

• to understand how visitors use the Website and improve its content, speed and design;

• to protect the Website, detect and prevent fraud, spam, scraping, bots and misuse, and enforce our Terms of Service; and

• to comply with law, licensing and MLS rules, and to respond to lawful requests.

4. Calls, Text Messages and Emails

If you provide your phone number on the Website and agree to be contacted, you consent to receive calls and text messages from Brian Patrick Ramsey at that number about your inquiry and related real estate or mortgage services, which may include calls or texts sent using automated technology or prerecorded or artificial voice messages. Your consent is not a condition of buying any property, goods or services. Message frequency varies. Message and data charges may apply.

• Text messages: reply STOP to any text message to opt out of further texts. Reply HELP for help.

• Phone calls: tell us during any call that you do not want further calls, or call (602) 584-2023 or email bramsey@ramseydualbroker.com to be placed on our internal do-not-call list.

• Email: click the unsubscribe link in any marketing email, or email bramsey@ramseydualbroker.com.

We will honor opt-out requests within the time required by law. Even after you opt out of marketing, we may contact you about a transaction or request you started. Mobile phone numbers and text opt-in information are not sold or shared with third parties or affiliates for their marketing purposes.

5. How We Share Information

We do not sell your personal information, and we do not share it for cross-context behavioral advertising. We share personal information only as follows:

• Service providers that help us operate the Website and our business under obligations to protect the information, including website hosting and database providers, content delivery and security providers, analytics providers, email providers, and our CRM provider (including our website hosting and database provider, Cloudflare, Google Fonts, the Spark Platform listing and image service, Google Analytics, and Follow Up Boss).

• Between Equity Star Realty and Barrett Financial Group, L.L.C. only with your consent. If you ask for help with both real estate and financing, or otherwise agree, we will share the information needed for that purpose. Otherwise, information you submit about real estate services is not shared with Barrett, and information you submit about mortgage services is not shared with Equity Star Realty.

• Other parties to your transaction, at your direction, such as a listing brokerage to schedule a showing, or a title, escrow or inspection company you choose.

• Legal, regulatory and licensing purposes, such as to comply with law, subpoenas or court orders; to respond to the Arizona Department of Real Estate, the Arizona Department of Insurance and Financial Institutions, the California Department of Financial Protection and Innovation, NMLS, ARMLS or other regulators; or to protect the rights, property and safety of us, our users or others.

• Business transfers, in connection with a merger, sale, reorganization or transfer of a business or its assets, subject to this Privacy Policy.

6. Mortgage Inquiries and the Gramm-Leach-Bliley Act

Personal financial information you provide in connection with a mortgage loan or loan application is collected and protected under the federal Gramm-Leach-Bliley Act (GLBA) and its implementing privacy and safeguards rules, and under Barrett Financial Group, L.L.C.'s privacy notice. The Website's general forms are not loan applications; please do not submit financial account information, Social Security numbers or income documents through them. If you begin a loan application, you will receive Barrett's GLBA privacy notice, which describes how that information is shared and your right to limit certain sharing.

7. Cookies, Analytics and Similar Technologies

The Website uses a limited set of cookies and similar technologies (such as browser local or session storage). Based on our review of the Website, these include:

• Strictly necessary and security: our content delivery and security provider (Cloudflare) may set a short-lived bot-management cookie (for example "__cf_bm") to distinguish people from automated traffic and protect the Website from abuse and scraping.

• Analytics: we use Google Analytics, a web analytics service provided by Google LLC, and our hosting platform’s built-in analytics. These tools use cookies and similar identifiers to record page views, clicks, referrers, campaign parameters, device and browser information, approximate location, page performance and errors, Google processes this information under its own privacy policy (https://policies.google.com/privacy). You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on (https://tools.google.com/dlpage/gaoptout) or by blocking cookies in your browser.

• Third-party content: listing photos are loaded from a third-party image server and web fonts are loaded from Google Fonts. These providers receive your IP address and browser information when your browser requests those files.

Most browsers let you block or delete cookies and site storage. Blocking strictly necessary cookies may affect how the Website works. The Website does not currently respond to browser "Do Not Track" signals because there is no common industry standard; because we do not sell or share personal information for cross-context behavioral advertising, there is no such sale or sharing for a Global Privacy Control signal to opt you out of.

8. Your Choices

• You can browse the Website without submitting any form.

• You can opt out of texts (reply STOP), calls (tell us or contact us) and marketing emails (unsubscribe link) at any time.

• You can ask us to access, correct or delete the personal information you submitted by contacting us as described in Section 15.

9. California Privacy Rights

Brian Patrick Ramsey provides mortgage services in California. If you are a California resident, and to the extent the California Consumer Privacy Act, as amended by the California Privacy Rights Act (together, "CCPA"), applies to us, you have the rights described below. Information collected and processed under GLBA (for example, loan application information) is generally exempt from the CCPA and is covered by Barrett's GLBA privacy notice.

Categories of personal information we collect

• Identifiers: name, email address, phone number, IP address, session identifier.

• Customer records information: property address and the details you submit in forms.

• Commercial information: properties you viewed or asked about and services you are interested in.

• Internet or other electronic network activity: pages viewed, searches, clicks, referrers, device and browser information.

• Geolocation data: approximate location (country or region) only; we do not collect precise geolocation through the Website.

• Inferences: your likely interest in buying, selling or financing, based on your activity and requests.

We collect this information from you, from your device, and from ARMLS listing data, for the business purposes described in Section 3, and we disclose it to the categories of recipients described in Section 5. We do not collect sensitive personal information through the Website's forms, and we do not use or disclose sensitive personal information for purposes that would give rise to a right to limit. We do not sell or share personal information, and we have no actual knowledge of selling or sharing the personal information of consumers under 16. We retain each category of personal information for the periods described in Section 12.

Your rights

• the right to know the categories and specific pieces of personal information we collected, the sources, our purposes, and the categories of recipients;

• the right to delete personal information we collected from you, subject to legal exceptions (for example, records we must keep under real estate or mortgage recordkeeping rules);

• the right to correct inaccurate personal information;

• the right to opt out of the sale or sharing of personal information (we do not sell or share);

• the right to limit the use of sensitive personal information (we do not use it for purposes requiring this right); and

• the right not to receive discriminatory treatment for exercising these rights.

To make a request, contact us at bramsey@ramseydualbroker.com or (602) 584-2023. We will verify your request by matching information you provide (such as your name, email address and phone number) to information we hold. You may use an authorized agent, who must provide proof of your signed permission, and we may ask you to verify your identity directly. We will respond within the time required by law.

California "Shine the Light": we do not disclose personal information to third parties for their own direct marketing purposes.

10. Arizona Residents

We handle personal information in accordance with applicable Arizona law, including Arizona's data breach notification law (A.R.S. § 18-551 et seq.). If a security breach involving your personal information occurs, we will notify you and any required authorities as required by law.

11. Data Security

We use reasonable administrative, technical and physical safeguards designed to protect personal information, including encrypted connections (HTTPS) to the Website, access controls on our systems and service providers, and bot and abuse protection. No website, transmission or storage method is completely secure, and we cannot guarantee absolute security.

12. Data Retention

We keep personal information for as long as needed for the purposes described in this Privacy Policy, including to respond to your inquiry and maintain our client and contact records, and as long as required by law, licensing, brokerage and mortgage recordkeeping requirements, and MLS rules. Analytics session identifiers expire after a short period. When information is no longer needed, we delete or de-identify it.

13. Children's Privacy

The Website is intended for adults and is not directed to children under 13. We do not knowingly collect personal information from children under 13. If you believe a child under 13 has given us personal information, contact us and we will delete it.

14. Third-Party Websites

The Website links to third-party websites and services, including our other websites and social media pages (such as Facebook, Instagram, LinkedIn, YouTube, TikTok, Pinterest and X). Their privacy practices are governed by their own policies, and we are not responsible for them.

15. Contact Us and Privacy Requests

For questions about this Privacy Policy, or to make a privacy request or opt out of communications, contact:

Brian Patrick Ramsey
Equity Star Realty
20860 N. Tatum Blvd., Phoenix, AZ 85050
Phone: (602) 584-2023
Email: bramsey@ramseydualbroker.com

For privacy questions about a mortgage loan or loan application, you may also contact Barrett Financial Group, L.L.C., NMLS #181106, 2701 East Insight Way, Suite 150, Chandler, AZ 85286.

16. Accessibility

If you have a disability and need this Privacy Policy in another format, contact us at (602) 584-2023 or bramsey@ramseydualbroker.com.

17. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will post the updated version on this page and change the "Last Updated" date. If we make material changes, we will provide additional notice as required by law.

MLS / IDX Listing Data

Property listing information on the Website is provided by the Arizona Regional Multiple Listing Service, Inc. (ARMLS) through its Internet Data Exchange (IDX) program. Listing information is not personal information that you provide to us.

Information deemed reliable but not guaranteed. Listing data is provided by the Arizona Regional Multiple Listing Service (ARMLS) for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listings are displayed with the listing brokerage named. All information should be independently verified. Copyright 2026 ARMLS. All rights reserved.

18. Licensing Disclosures

Real estate: Brian Patrick Ramsey, Arizona real estate broker, license BR533273000, with Equity Star Realty, 20860 N. Tatum Blvd., Phoenix, AZ 85050. Phone: (602) 584-2023. Email: bramsey@ramseydualbroker.com. Real estate brokerage services are offered in Arizona only.

Mortgage: Brian Patrick Ramsey, NMLS #183144, Barrett Financial Group, L.L.C., NMLS #181106, 2701 East Insight Way, Suite 150, Chandler, AZ 85286 | AZ 0904774 | CA 60DBO-46052 & 41DBO-148702. Licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Financing Law license. In California, Brian Patrick Ramsey provides mortgage services only. NMLS Consumer Access: https://www.nmlsconsumeraccess.org

Equal Housing Opportunity | Equal Housing Lender. This is not a commitment to lend. All loans are subject to credit approval.

Fair Housing: Brian Patrick Ramsey and Equity Star Realty comply with federal, Arizona and local fair housing laws and do not discriminate on the basis of any protected characteristic.